Car Insurance Quotes for a Mazda 6 in Houston

Trying to find the cheapest Mazda 6 insurance in Houston? Are you drained from sacrificing other expenses to insure your Mazda every month? You have the same problem as most other people in Texas.

Insurance for Mazda 6It’s shocking but the majority of drivers renewed their policy with the same company for well over three years, and nearly the majority have never compared rates from other carriers. Drivers in America can save almost 47% each year by just shopping around, but they think it’s difficult to find cheaper rates by getting comparison quotes. Insurance companies such as State Farm, GEICO and Farmers Insurance persitently shower you with ads and consumers find it hard to avoid their marketing magic and find the best price available.

Best Mazda 6 insurance price quotes in Texas

The companies shown below can provide free rate quotes in Houston, TX. If several companies are displayed, we recommend you visit as many as you can in order to get a fair rate comparison.

Mazda 6 Insurance Rates in Houston, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
6 I Sport 4-Dr Sedan $156 $306 $430 $26 $128 $1,046 $87
6 I SV 4-Dr Sedan $174 $352 $496 $30 $148 $1,200 $100
6 I Touring 4-Dr Sedan $288 $570 $462 $28 $138 $1,486 $124
6 I Touring Plus 4-Dr Sedan $370 $592 $382 $22 $114 $1,480 $123
6 I Touring Plus 4-Dr Sedan $262 $392 $388 $24 $116 $1,182 $99
6 I Grand Touring 4-Dr Sedan $286 $572 $400 $24 $120 $1,402 $117
6 S Touring Plus 6 Cyl 4-Dr Sedan $332 $584 $382 $22 $114 $1,434 $120
6 S Touring Plus 4-Dr Sedan $284 $580 $358 $22 $108 $1,352 $113
6 S Grand Touring 4-Dr Sedan $228 $452 $514 $30 $154 $1,378 $115
6 S Grand Touring 6 Cyl 4-Dr Sedan $260 $532 $496 $30 $148 $1,466 $122
Get Your Own Custom Quote Go

Data variables include single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Texas minimum liability limits. Discounts applied include safe-driver, multi-vehicle, multi-policy, homeowner, and claim-free. Premium costs do not factor in specific location information which can change premiums noticeably.

Accidents and violations increase rates

The example below highlights how speeding tickets and at-fault claims can drive up Mazda 6 car insurance costs for each age group. Data assumes a single female driver, full coverage, $1,000 deductibles, and no discounts are applied.

Discounts can help save money on Mazda 6 insurance in Houston

Car insurance companies don’t always advertise every discount they offer in a way that’s easy to find, so the following list contains a few of the more common and also the lesser-known credits available to you.Cheaper insurance with discounts

Discounts reduce rates, but you should keep in mind that most discount credits are not given to the overall cost of the policy. Some only apply to the price of certain insurance coverages like comprehensive or collision. Even though it appears it’s possible to get free car insurance, you aren’t that lucky.

Popular insurance companies and their offered discounts are detailed below.

Before purchasing a policy, check with every company which credits you are entitled to. Some discounts listed above may not apply to policyholders in every state. To choose insurance companies that offer some of these discounts in Texas, click this link.

Learn How to Lower Your Insurance Rates

Many different elements are part of the calculation when you quote your car insurance policy. Most are fairly basic like your driving record, but other criteria are less obvious like where you live or how financially stable you are.

Listed below are some of the things car insurance companies consider when setting your prices.

Situations that may require an agent’s advice

Keep in mind that when it comes to choosing proper insurance coverage for your personal vehicles, there really is not a best way to insure your cars. Every situation is different so your insurance needs to address that.Drive safe and save
These are some specific questions can help discover whether your personal situation may require specific advice.

If you’re not sure about those questions, then you may want to think about talking to a licensed agent. If you don’t have a local agent, fill out this quick form or you can also visit this page to select a carrier It’s fast, free and you can get the answers you need.

Insurance agent or online?

Many drivers just prefer to sit down with an agent and that can be a great decision Experienced insurance agents can help you build your policy and give you someone to call. The best thing about price shopping on the web is the fact that drivers can get cheap car insurance quotes and still have a local agent. Buying from local agents is important especially in Houston.

Insurance agency in HoustonTo help locate an agent, after submitting this form (opens in new window), the coverage information is transmitted to local insurance agents in Houston who will give you quotes for your insurance coverage. It simplifies rate comparisons since you won’t have to search for any insurance agencies since price quotes are sent instantly to you. If you wish to quote rates from a specific car insurance provider, just jump over to their website and fill out their quote form.

Compare rates from both independent and exclusive auto insurance agents

If you’re trying to find a local Houston insurance agency, it can be helpful to understand the types of agencies and how they can service your needs differently. Agents in Houston are classified as either independent (non-exclusive) or exclusive. Both insure your vehicles, but it is important to understand the difference in how they write coverage since it could factor into your selection of an agent.

Independent Agents (or Brokers)

Independent agents do not sell for just one brand so they have the ability to put coverage with lots of companies and find you the best rates. If you are not satisfied with one company, they simply switch companies in-house without you having to go to a different agency. When searching for an agent, you should always get quotes from at a minimum one independent agency to get the most accurate price comparison.

The following are Houston independent agents that can give you free price quotes.

6633 Hillcroft St #101Houston, TX 77081(713) 270-9373View Map

6750 West Loop S #430Bellaire, TX 77401(713) 750-9000View Map

10575 Katy Fwy # 150Houston, TX 77024(713) 461-8979View Map

View more Houston agents

Exclusive Agencies

Exclusive insurance agents can only quote rates from one company such as Farmers Insurance, State Farm, or Allstate. These agents are not able to place coverage with different providers so keep that in mind. Exclusive agencies are trained well on sales techniques and that can be a competitive advantage.

The following are exclusive insurance agencies in Houston who can help you get price quote information.

2575 S Dairy Ashford Rd mHouston, TX 77077(281) 496-5330View Map

6489 Wilcrest DrHouston, TX 77072(281) 498-1010View Map

12001 Richmond Ave #6Houston, TX 77082(281) 679-7155View Map

View more Houston agents

Choosing the best car insurance agent requires more thought than just a cheap price. Some important questions to ask are:

Misconceptions in insurance advertisements

Consumers can’t escape the ads that claim the lowest prices from the likes of 21st Century, Allstate and State Farm. They all seem to have a common claim that you can save if you move your policy.

But how can every company sell you cheaper insurance coverage? This is the way they can do it.

Companies quote the lowest rates for the type of customer that will add to their bottom line. For example, a desirable risk could be between the ages of 40 and 55, owns a home, and chooses high deductibles. A driver who meets those qualifications will get very good Houston car insurance rates and will also save a lot on Houston Mazda 6 insurance if they switch.

Consumers who are not a match for these standards may be required to pay higher premium rates which translates to the customer not purchasing. The ads say “people that switch” not “everyone who quotes” save money. This is how insurance companies can confidently make it sound like they have such great car insurance rates.

Different companies use different criteria so it is so important to do a rate comparison at every renewal. It is impossible to predict which company will be your best fit.

Cover all your bases

Some companies may not have the ability to get a quote online and most of the time these smaller providers only sell through local independent agencies. Low-cost Mazda 6 insurance in Houston can be found online and from local agencies, so compare prices from both so you have a total pricing picture.

We covered a lot of information how to lower your Mazda 6 insurance premium rates in Houston. The most important thing to understand is the more quotes you get, the higher the chance of saving money. You may even find the lowest premium rates come from some of the lesser-known companies. Some small companies often have lower prices on specific markets than their larger competitors like Progressive and GEICO.

When shopping online for insurance, make sure you don’t buy poor coverage just to save money. There have been many situations where an insured dropped collision coverage and learned later that it was a big error on their part. Your focus should be to purchase plenty of coverage at the best cost and still be able to protect your assets.

Additional insurance information can be found on the following sites: