Who Has Cheap Auto Insurance for Handicapped Drivers in Houston?

The vehicle model to be insured is a significant factor when shopping for low-cost coverage for handicapped drivers. Vehicles with economical engines, good safety features, or a positive history of liability claims will cost much less to insure than high performance models. The next list showcases auto insurance rates for a handful of the cheapest automobiles to insure.

Cheapest Vehicles to Insure in Houston, TX
Insured Vehicle Estimated Cost for Full Coverage
Honda CR-V LX 2WD $1,319
Volkswagen Jetta S 2.5 Station Wagon $1,436
Honda Accord LX-P 4-Dr Sedan $1,449
Toyota Prius $1,464
Honda Odyssey EX $1,534
GMC Sierra SLE Crew Cab 2WD $1,566
Ford Fusion S 4-Dr Sedan $1,571
Ford Edge SE 2WD $1,586
Dodge Ram Quad Cab ST 2WD $1,594
Dodge Grand Caravan SXT $1,603
Ford Escape Limited 4WD $1,612
Ford Explorer XLT AWD $1,620
Jeep Grand Cherokee Limited 4WD $1,677
Ford Focus S 4-Dr Sedan $1,680
Toyota RAV4 Limited 2WD $1,713
Start a Quote Go

Data rating is based on single male driver age 50, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Texas minimum liability limits. Discounts applied include multi-policy, homeowner, claim-free, multi-vehicle, and safe-driver. Premium amounts do not factor in garaging location in Houston, TX which can decrease or increase premiums substantially.

Looking at the numbers, you can infer that makes and models like the Honda CR-V, Volkswagen Jetta, Honda Accord, Toyota Prius, and Honda Odyssey should be some of the most affordable vehicles to insure for drivers with handicaps.

For drivers with handicaps, one of the big things that are used to help calculate the annual cost of car insurance is where you keep your car. More densely populated places tend to have higher rates, whereas areas that tend to be more rural benefit from lower coverage costs.

The table below shows the priciest cities in Texas for handicapped drivers to purchase auto insurance in. Houston ranks #3 with an annual rate of $1,909 for car insurance, which is approximately $159 monthly.

How much does car insurance cost in Houston, TX?
Rank City Annual Rate
1 McAllen $1,996
2 Brownsville $1,927
3 Houston $1,909
4 Dallas $1,855
5 Laredo $1,851
6 Amarillo $1,840
7 Mesquite $1,807
8 Garland $1,778
9 Beaumont $1,772
10 Pasadena $1,740
11 Grand Prairie $1,740
12 Irving $1,736
13 San Antonio $1,722
14 Arlington $1,709
15 Lubbock $1,682
16 Austin $1,676
17 Carrollton $1,664
18 Plano $1,624
19 Fort Worth $1,621
20 Corpus Christi $1,588
Compare Rates Now Go

Table data uses approximated as the specific geographic location can affect price quotes noticeably.

Selecting a good quality auto insurance provider is hard considering how many choices there are in Houston. The information listed below could help you decide which auto insurance companies you want to consider when shopping insurance around for handicapped drivers. The rankings below are only comprised of the companies with a significant amount of written premium nationwide, so companies with more of a regional focus will not be included in the list.

Top 10 Major Auto Insurers in Houston Ranked by Claims Service

  1. Travelers
  2. Nationwide
  3. Allstate
  4. State Farm
  5. Liberty Mutual
  6. GEICO
  7. American Family
  8. Esurance
  9. Titan Insurance
  10. AAA Insurance

Top 10 Major Auto Insurers in Houston Ranked by Customer Satisfaction

  1. USAA – 91%
  2. AAA Insurance – 90%
  3. Esurance – 90%
  4. Mercury Insurance – 89%
  5. Nationwide – 89%
  6. Travelers – 88%
  7. Progressive – 88%
  8. Safeco Insurance – 88%
  9. State Farm – 88%
  10. Allstate – 88%

Get discount Houston auto insurance

Save on car insurance for drivers with handicaps in HoustonInsurance companies that provide coverage for handicapped drivers may have price discounts that can lower rates by as much as 35% or more if you qualify. A few popular companies and the discounts they provide are outlined below.

The chart below illustrates the comparison of auto insurance costs with and without discounts applied to the rates. The premiums assume a female driver, a clean driving record, no at-fault accidents, Texas state minimum liability limits, full physical damage coverage, and $250 deductibles. The first bar for each age group shows the price with no discounts. The second bar shows the rates with vehicle safety, passive restraint, marriage, homeowner, safe-driver, and multiple policy discounts applied. When drivers take advantage of discounts, theamount saved on car insurance for handicapped drivers is 28% or $717.

How to find economical insurance for handicapped drivers

It’s not impossible to find cheaper rates, and here are many thrifty ideas that can help you get more affordable coverage.

The last idea is extraordinarily significant, as we pointed out in the prior information. Prices charged by companies can be changed at any time, so drivers shouldn’t be resistant to switch carriers if a cheaper rate is available. Staying with the same car insurance company is fine, but it’s not a great idea if that loyalty ends up costing a small fortune year after year. In just a few minutes you could compare prices and find cheaper insurance for handicapped drivers in Houston.

If you aren’t clear which coverage you need and would like to get some professional advice when trying to find lower insurance rates for drivers with handicaps, the agents below can probably answer your questions and help you decide which car insurance company is the best fit. To locate a Houston auto insurance agent nearest to you, click the button below the list or click here to compare price quotes.

View more Houston, TX insurance agencies