Being forced to pay for pricey insurance premiums can consume your personal savings and possibly require postponing other expenditures. Performing a price comparison is free and is an excellent way to ensure you are getting the best deal.
A recent study showed that most drivers in Texas renewed their policy with the same company for four years or more, and 38% of customers have never compared insurance rates at all. Most drivers in the U.S. could save an average of nearly $860 each year just by getting comparison quotes, but they don’t believe the amount of money they would save if they swap their current policy for a cheaper one.
Because you have many insurance providers from which to choose, it can be impossible to locate the right insurance company.
It’s smart to compare rates on a regular basis because rates are variable and change quite frequently. Just because you had the lowest rate on insurance a few years ago other companies may now be cheaper. Forget anything you know (or think you know) about insurance because it’s time to teach you the fastest way to save money, get proper coverage and the best rates.
The quickest method we recommend to compare policy rates utilizes the fact auto insurance companies actually pay money for the chance to give you rate quotes. The one thing you need to do is provide information including how much you drive, how you use your vehicles, how much coverage you want, and if a SR-22 is needed. Your details gets sent immediately to insurance companies and you will get price comparisons quickly.
To compare multiple company rates now, click here and see if a lower rate is available in Pasadena.
The companies shown below have been selected to offer free quotes in Texas. If the list has multiple companies, we recommend you get rates from several of them to get the cheapest price.
| Make, Model, and Trim Level | Annual Policy Premium | 6-month Policy Premium | Monthly Premium | ||||
|---|---|---|---|---|---|---|---|
| Chevrolet Impala LT | $888 | $444 | $74 | ||||
| Chevrolet Silverado LT Extended Cab 2WD | $1,242 | $621 | $104 | ||||
| Dodge Ram Quad Cab Sport 2WD | $1,704 | $852 | $142 | ||||
| Ford Escape XLT 4WD | $1,264 | $632 | $105 | ||||
| Ford F-150 XL Super Cab 4WD | $1,074 | $537 | $90 | ||||
| Ford Focus SEL 4-Dr Sedan | $1,242 | $621 | $104 | ||||
| Ford Fusion Sport 4-Dr Sedan | $1,238 | $619 | $103 | ||||
| Honda Accord LX-P 4-Dr Sedan | $898 | $449 | $75 | ||||
| Honda CR-V EX 4WD | $888 | $444 | $74 | ||||
| Honda Civic EX-L 2-Dr Coupe | $1,612 | $806 | $134 | ||||
| Honda Odyssey LX | $1,046 | $523 | $87 | ||||
| Hyundai Sonata Limited 4-Dr Sedan | $1,554 | $777 | $130 | ||||
| Jeep Grand Cherokee Limited 4WD | $1,652 | $826 | $138 | ||||
| Mazda 3 S Grand Touring 4-Dr Hatchback | $1,238 | $619 | $103 | ||||
| Nissan Altima 2.5 S 4-Dr Sedan | $1,386 | $693 | $116 | ||||
| Nissan Rogue S 2WD | $1,242 | $621 | $104 | ||||
| Toyota Camry Hybrid | $1,330 | $665 | $111 | ||||
| Toyota Corolla LE | $1,370 | $685 | $114 | ||||
| Toyota RAV4 Sport 2WD | $1,258 | $629 | $105 | ||||
| Get Your Own Custom Quote Go | |||||||
Data based on single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Texas minimum liability limits. Discounts applied include claim-free, safe-driver, multi-policy, multi-vehicle, and homeowner. Price information does not factor in specific garaging location which can alter price quotes noticeably.
When do I need an agent’s advice?
Always keep in mind that when comparing your policy for your vehicles, there is no perfect coverage plan. Each situation is unique.
For example, these questions might help in determining if you will benefit from professional help.
- Will I lose any money if I cancel my policy before it expires?
- How do I file an SR-22 for a DUI in Texas?
- Are my company tools covered if they get stolen?
- Do I need higher collision deductibles?
- Am I covered when driving someone else’s vehicle?
- What does medical payments coverage do?
- Should I pay a claim out-of-pocket?
- Does my car insurance cover rental cars?
If you’re not sure about those questions but you think they might apply to your situation then you might want to talk to an insurance agent. To find lower rates from a local agent, fill out this quick form.
Neighborhood insurance agents
Some consumers just want to sit down with an agent and that can be a great decision One of the benefits of getting online price quotes is that drivers can save money and get cheap auto insurance rates and still have an agent to talk to.
By using this quick form, your coverage information is immediately sent to agents in your area who will gladly provide quotes for your auto insurance coverage. It makes it easy because there is no need to find an agent on your own because prices are sent directly to your email. You can find better rates without a big time investment. In the event you want to get a price quote from a specific company, you just need to find their quoting web page and submit a quote form there.
Choosing the best insurer should include more criteria than just a cheap price quote. You should also get answers to these questions.
- If you raise deductibles, how much can you save?
- Do they have 24-hour customer assistance?
- What is the agency’s Better Business Bureau rating?
- Are they giving you every discount you deserve?
- Will high miles depreciate repair valuations?
- Did they already check your driving record and credit reports?
- How long have they worked with personal auto insurance coverage?
Two different types of auto insurance agents
When narrowing the list to find a local Pasadena insurance agent, you should know the different types of agencies and how they function. Agents in Pasadena can be categorized as either independent or exclusive.
Exclusive Insurance Agencies
Exclusive agencies can only provide pricing for a single company and some examples include State Farm, Allstate, or Farmers Insurance. They usually cannot provide rate quotes from other companies so they are skilled at selling on more than just price. Exclusive agents are trained well on what they offer which helps offset the inability to provide other markets.
Shown below is a short list of exclusive insurance agencies in Pasadena who may provide you with rate quotes.
Farmers Insurance – Salvador Serrano Jr
3207 Preston Rd – Pasadena, TX 77505 – (281) 741-9545 – View Map
State Farm: Ken Phelps
4207 Fairmont Pkwy – Pasadena, TX 77504 – (281) 998-5000 – View Map
Bruce Harlan Insurance Agency- Farmers Insurance Group
1866 East Sam Houston Pkwy S – Pasadena, TX 77503 – (713) 947-7860 – View Map
Independent Agents
Agents of this type often have many company appointments and that is an advantage because they can write policies with multiple insurance companies and help determine which has the cheapest rates. If they find a cheaper price, they simply move the coverage in-house and that require little work on your part.
If you are comparing rate quotes, we recommend you compare prices from several independent insurance agents for maximum quote selection.
The following are Pasadena independent insurance agencies who can help you get price quote information.
Turrentine Insurance Agency
4003 Center St – Deer Park, TX 77536 – (281) 476-0557 – View Map
Vera Parades Insurance
2202 Strawberry Rd – Pasadena, TX 77502 – (713) 475-8888 – View Map
Friends Insurance II
3497 Spencer Hwy – Pasadena, TX 77504 – (713) 947-7200 – View Map
Once you have received satisfactory answers to all your questions as well as a price you’re happy with, it’s a good possibility that you have found an insurance agency that meets your needs to adequately provide auto insurance.