Cheapest Quotes for GMC Yukon Insurance in Houston

Insurance quote for GMC Yukon in HoustonWish you could get a refund on high-priced GMC Yukon insurance in Houston? Don’t sweat it because you’re not alone.

Shockingly, most auto insurance policyholders have stayed with the same insurance company for more than four years, and almost half have never compared rates from other carriers. Texas drivers can save hundreds of dollars each year just by comparing rates, but they don’t believe the rate savings if they changed companies. There are many car insurance companies to pick from, and though it is a good thing to have a selection, having more insurers makes it harder to compare company pricing for GMC Yukon insurance in Houston.

It’s a good habit to price shop coverage as often as possible because prices are constantly changing. Even if you think you had the best rate on GMC Yukon insurance in Houston a few years ago a different company probably has better premium rates today. Forget anything you know (or think you know) about auto insurance because I’m going to teach you how to quote online to reduce your cost while increasing coverage.

Auto insurance providers offering competitive rate quotes in Texas

The companies shown below have been selected to offer price quotes in Houston, TX. If several companies are displayed, it’s highly recommended you visit as many as you can to get a more complete price comparison.


GMC Yukon Insurance Rates in Houston, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Yukon 2WD $318 $610 $430 $26 $128 $1,512 $126
Yukon SLE 2WD $208 $332 $358 $22 $108 $1,028 $86
Yukon 4WD $198 $352 $496 $30 $148 $1,224 $102
Yukon SLE 4WD $362 $682 $462 $28 $138 $1,672 $139
Yukon SLT 2WD $202 $358 $462 $28 $138 $1,188 $99
Yukon SLT 4WD $176 $260 $358 $22 $108 $924 $77
Yukon Denali 2WD $354 $718 $430 $26 $128 $1,656 $138
Yukon Denali 4WD $260 $368 $500 $30 $150 $1,308 $109
Yukon Hybrid 2WD $400 $788 $440 $26 $132 $1,786 $149
Yukon Hybrid 4WD $288 $614 $560 $34 $168 $1,664 $139
Yukon Hybrid Denali 2WD $454 $908 $430 $26 $128 $1,946 $162
Yukon Hybrid Denali 4WD $454 $908 $430 $26 $128 $1,946 $162
Get Your Own Custom Quote Go

Data based on married male driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Texas minimum liability limits. Discounts applied include homeowner, multi-vehicle, claim-free, multi-policy, and safe-driver. Rates do not factor in Houston location which can modify premium rates significantly.

Physical damage deductibles

The diagram below highlights how deductible choice and can influence GMC Yukon insurance prices for different age categories. The prices are based on a single female driver, comprehensive and collision coverage, and no discounts are factored in.

Comparison of policy deductibles

One frequently asked question is how high or low should comp and collision deductibles be. The following insurance rates can help you visualize the premium difference when you choose different comp and collision deductibles. The first data table uses a $100 deductible for physical damage and the second data table uses a $500 deductible.


GMC Yukon insurance policy rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Yukon 2WD $370 $592 $382 $22 $114 $1,505 $125
Yukon SLE 2WD $370 $592 $382 $22 $114 $1,505 $125
Yukon 4WD $370 $592 $382 $22 $114 $1,505 $125
Yukon SLE 4WD $370 $592 $382 $22 $114 $1,505 $125
Yukon SLT 2WD $370 $592 $382 $22 $114 $1,505 $125
Yukon SLT 4WD $412 $592 $382 $22 $114 $1,547 $129
Yukon Denali 2WD $412 $698 $382 $22 $114 $1,653 $138
Yukon Denali 4WD $412 $698 $382 $22 $114 $1,653 $138
Yukon Hybrid 2WD $412 $804 $430 $26 $128 $1,825 $152
Yukon Hybrid 4WD $412 $804 $430 $26 $128 $1,825 $152
Yukon Hybrid Denali 2WD $454 $908 $430 $26 $128 $1,971 $164
Yukon Hybrid Denali 4WD $454 $908 $430 $26 $128 $1,971 $164
Get Your Own Custom Quote Go

GMC Yukon insurance policy rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Yukon 2WD $270 $400 $382 $22 $114 $1,188 $99
Yukon SLE 2WD $270 $400 $382 $22 $114 $1,188 $99
Yukon 4WD $270 $400 $382 $22 $114 $1,188 $99
Yukon SLE 4WD $270 $400 $382 $22 $114 $1,188 $99
Yukon SLT 2WD $270 $400 $382 $22 $114 $1,188 $99
Yukon SLT 4WD $300 $400 $382 $22 $114 $1,218 $102
Yukon Denali 2WD $300 $472 $382 $22 $114 $1,290 $108
Yukon Denali 4WD $300 $472 $382 $22 $114 $1,290 $108
Yukon Hybrid 2WD $300 $542 $430 $26 $128 $1,426 $119
Yukon Hybrid 4WD $300 $542 $430 $26 $128 $1,426 $119
Yukon Hybrid Denali 2WD $332 $614 $430 $26 $128 $1,530 $128
Yukon Hybrid Denali 4WD $332 $614 $430 $26 $128 $1,530 $128
Get Your Own Custom Quote Go

Data variables include married male driver age 30, no speeding tickets, no at-fault accidents, and Texas minimum liability limits. Discounts applied include multi-vehicle, homeowner, multi-policy, claim-free, and safe-driver. Price estimates do not factor in specific location which can increase or decrease coverage rates substantially.

Based on the data above, we can derive that using a $100 deductible costs roughly $30 more each month or $360 annually than quoting the higher $500 deductible. Since the policyholder would be required to pay $400 more to settle a claim with a $500 deductible as compared to a $100 deductible, if you go at least 13 months between claim filings, you would more than likely save some money if you opt for a higher deductible.

Auto insurance rates by age and gender

The example below shows the difference between GMC Yukon insurance costs for male and female drivers. The premium estimates are based on no violations or claims, comprehensive and collision coverage, $100 deductibles, marital status is single, and no discounts are factored in.

Cheaper rates on GMC Yukon insurance in Houston with these auto insurance discounts

Buying auto insurance is not cheap, but you may qualify for discounts to reduce the price significantly. Most are applied when you purchase, but once in a while a discount must be specially asked for before being credited.Auto insurance discounts

You can save money using discounts, but most discount credits are not given to the entire cost. A few only apply to the cost of specific coverages such as liability and collision coverage. So when it seems like you can get free auto insurance, nobody gets a free ride. But all discounts will help lower your policy premium.

A few of the larger companies and the discounts they provide are:

When getting a coverage quote, ask every company which discounts they offer. All car insurance discounts might not be offered on policies in Houston. To choose companies with the best discounts in Texas, click this link.

You Can Change Your Insurance Prices

Consumers need to have an understanding of some of the elements that play a part in calculating the rates you pay for insurance. If you know what determines premiums, this helps enable you to make changes that can help you get much lower annual insurance costs.

How do I know if I need professional advice?

When selecting a policy, there is no best way to insure your cars. Your needs are unique to you and your auto insurance should be unique as well.Safe vehicles cost less to insure
For example, these questions could help you determine whether your personal situation might need professional guidance.

If you don’t know the answers to these questions but you know they apply to you, you might consider talking to an insurance agent. To find an agent in your area, fill out this quick form or go to this page to view a list of companies. It’s fast, doesn’t cost anything and you can get the answers you need.

What if I want to buy from local Houston auto insurance agents?

Some people still like to go talk to an agent and that is OK! Licensed agents will help you protect your assets and help submit paperwork. A good thing about comparing insurance prices online is you may find cheap auto insurance quotes and still buy from a local agent. Buying insurance from neighborhood insurance agencies is especially important in Houston.

Find insurance agent in HoustonBy using this short form, your insurance coverage information gets sent to companies in Houston who will return price quotes and help you find cheaper coverage. There is no reason to contact an agency as quotes are delivered instantly to you. If you need to quote rates for a specific company, just search and find their rate quote page and fill out their quote form.

Two types of car insurance agents

If you would like to find a reputable insurance agent or broker, there are two types of agencies from which to choose. Agents are either independent or exclusive depending on the company they work for. Either one can insure your vehicles, but it’s a good idea to understand the subtle differences since it may influence your selection of an agent.

Independent Agencies or Brokers

These type of agents are not restricted to one company so they have the ability to put coverage with a variety of different insurance companies and find the cheapest auto insurance rates. If they find a cheaper price, an independent agent can move your coverage which makes it simple for you. When comparing rates, we highly recommend that you contact independent agents in order to compare the most rates.

Featured below is a list of independent insurance agents in Houston who may be able to give you free rate quotes.


12155 Jones Rd #300Houston, TX 77070(281) 469-6286View Map


1235 N Loop W Fwy #1100Houston, TX 77008(979) 238-8283View Map


10575 Katy Fwy # 150Houston, TX 77024(713) 461-8979View Map

View more Houston agents

Exclusive Auto Insurance Agents

Agents in the exclusive channel can only quote rates from one company such as Farmers Insurance, American Family, State Farm and Allstate. Exclusive agents cannot place coverage with different providers so they really need to provide good service. These agents are usually well trained on what they offer which helps them sell on service rather than price.

The following are exclusive insurance agencies in Houston willing to provide comparison quotes.


1110 E NASA Pkwy Ste 300Houston, TX 77058(281) 204-8282View Map


4809 Main StHouston, TX 77002(713) 523-7100View Map


3405 Mercer StHouston, TX 77027(713) 626-7500View Map

View more Houston agents

Choosing an insurance agency should depend on more than just a low price. These are some questions you should get answers to.

If you get good answers to any questions you have and a good coverage price, it’s a good possibility that you have found an insurance agency that is professional and can service your policy.

Are insurance companies telling the truth?

Consumers in Texas can’t get away from all the ads that promise big savings for switching by Progressive, Allstate and GEICO. All the ads make the same claim about saving some big amount if you change to their company.

But how can every company sell you cheaper insurance coverage? Here is the trick they use.

Companies quote their cheapest rates for the type of insured that will be a good risk. One example of a driver they prefer may be over the age of 35, has a clear driving record, and has great credit. Someone who fits that profile will get very good Houston rates and most likely will save when switching.

People who do not fit the “perfect” profile will probably be forced to pay a higher rate with the end result being business not being written. The ads state “drivers who switch” not “everybody who quotes” save the amount stated. This is how companies can truthfully advertise the savings.

This really drives home the point why drivers must get as many free Houston auto insurance quotes as possible. Because without a comparison, you cannot know which insurance companies will fit you best based on your risk profile.

Smart shoppers get results

Low-cost GMC Yukon insurance in Houston is definitely available on the web in addition to many Houston insurance agents, and you need to comparison shop both to have the best rate selection. Some insurance companies may not provide online quoting and usually these smaller companies only sell through local independent agents.

You just learned a lot of techniques to lower your GMC Yukon insurance rates in Houston. The most important thing to understand is the more you quote Houston auto insurance, the better likelihood of getting cheaper Houston auto insurance quotes. You may even discover the best price on insurance is with some of the lesser-known companies. Smaller companies can often insure niche markets at a lower cost than the large multi-state companies such as Allstate and Progressive.

To learn more, link through to the following helpful articles: